[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pomad.cz\/pro-a-proti-u-fixnich-urokovych-sazeb-hypotek\/#Article","mainEntityOfPage":"https:\/\/www.pomad.cz\/pro-a-proti-u-fixnich-urokovych-sazeb-hypotek\/","headline":"Pro a proti u fixn\u00edch \u00farokov\u00fdch sazeb hypot\u00e9k","name":"Pro a proti u fixn\u00edch \u00farokov\u00fdch sazeb hypot\u00e9k","description":"Nechali jste si zpracovat nab\u00eddky n\u011bkolika bank kv\u016fli \u017e\u00e1dosti o hypote\u010dn\u00ed \u00fav\u011br? U\u017e jste vybrali i tu pravou, kter\u00e1 v\u00e1m vyhovovala sv\u00fdmi podm\u00ednkami a kter\u00e1 v\u00e1m nab\u00eddla atraktivn\u00ed v\u00fd\u0161i \u00farokov\u00e9 sazby? Pokud je pro v\u00e1s takov\u00e1 nab\u00eddka \u00farokov\u00e9 sazby dostate\u010dn\u011b atraktivn\u00ed, m\u016f\u017eete si ji na ur\u010dit\u00e9 obdob\u00ed nechat \u201ezmrazit\u201c a po tu dobu se jej\u00ed […]","datePublished":"2019-08-02","dateModified":"2019-08-02","author":{"@type":"Person","@id":"https:\/\/www.pomad.cz\/author\/#Person","name":"","url":"https:\/\/www.pomad.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pomad.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pomad.cz\/wp-content\/uploads\/img_a359967_w1973_t1573847391.jpg","url":"https:\/\/www.pomad.cz\/wp-content\/uploads\/img_a359967_w1973_t1573847391.jpg","height":0,"width":0},"url":"https:\/\/www.pomad.cz\/pro-a-proti-u-fixnich-urokovych-sazeb-hypotek\/","about":["Ekonomika"],"wordCount":394,"articleBody":"   Nechali jste si zpracovat nab\u00eddky n\u011bkolika bank kv\u016fli \u017e\u00e1dosti o hypote\u010dn\u00ed \u00fav\u011br? U\u017e jste vybrali i tu pravou, kter\u00e1 v\u00e1m vyhovovala sv\u00fdmi podm\u00ednkami a kter\u00e1 v\u00e1m nab\u00eddla atraktivn\u00ed v\u00fd\u0161i \u00farokov\u00e9 sazby?   Pokud je pro v\u00e1s takov\u00e1 nab\u00eddka \u00farokov\u00e9 sazby dostate\u010dn\u011b atraktivn\u00ed, m\u016f\u017eete si ji na ur\u010dit\u00e9 obdob\u00ed nechat \u201ezmrazit\u201c a po tu dobu se jej\u00ed v\u00fd\u0161e nebude moci m\u011bnit https:\/\/www.hypotekybezregistru.cz\/a46-fixni-urokova-sazba\/.  Jak se ale rozhodnout? Banka v\u00e1m nab\u00eddla mo\u017enost si na obdob\u00ed n\u011bkolika let v\u00fd\u0161i \u00farokov\u00e9 sazby tzv. zafixovat, ale vy si nejste jisti, zda do toho j\u00edt \u010di nikoliv? V takov\u00e9m p\u0159\u00edpad\u011b tedy budete st\u00e1t p\u0159ed rozhodnut\u00edm, zdali zvolit pevnou nebo variabiln\u00ed v\u00fd\u0161i. Podle \u010deho se rozhodnout, aby takov\u00e9 rozhodnut\u00ed bylo spr\u00e1vn\u00e9? Nikdo v\u00e1m bohu\u017eel ne\u0159ekne, jak\u00fd bude v\u00fdvoj v n\u00e1sleduj\u00edc\u00edch letech, proto je mnohdy takov\u00e9 rozhodnut\u00ed s\u00e1zkou do loterie. Je tedy jen na v\u00e1s a na va\u0161em uv\u00e1\u017een\u00ed, zdali se rozhodnete pro pevnou nebo variabiln\u00ed v\u00fd\u0161i. Pokud si zvol\u00edte prom\u011bnlivou v\u00fd\u0161i, pak se v\u00e1m m\u016f\u017ee v pr\u016fb\u011bhu spl\u00e1cen\u00ed hypot\u00e9ky st\u00e1t, \u017ee v p\u0159\u00edpad\u011b sn\u00ed\u017een\u00ed \u00farokov\u00e9 sazby budete spl\u00e1cet m\u00e9n\u011b a tak\u00e9 naopak v p\u0159\u00edpad\u011b jej\u00edho zv\u00fd\u0161en\u00ed zase spl\u00e1cet v\u00edce.  Lze podle finan\u010dn\u00edho trhu o\u010dek\u00e1vat, \u017ee v\u00fd\u0161e \u00farokov\u00fdch sazeb budou stoupat? Pak je pro v\u00e1s ide\u00e1ln\u00ed nechat si tu va\u0161i aktu\u00e1ln\u00ed \u201ezmrazit\u201c, a to na dobu jednoho roku a\u017e p\u011bti let. Toto rozhodnut\u00ed je pro v\u00e1s tak\u00e9 jako stvo\u0159en\u00e9, pokud nem\u00e1te p\u0159\u00edli\u0161 mnoho finan\u010dn\u00edch rezerv, a tedy pot\u0159ebujete m\u00edt napl\u00e1novan\u00e9 va\u0161e pravideln\u00e9 v\u00fddaje do budoucna. V takov\u00e9m p\u0159\u00edpad\u011b je pr\u00e1v\u011b pevn\u00e1 sazba to nejlep\u0161\u00ed \u0159e\u0161en\u00ed.  Obra\u0165te se na finan\u010dn\u00edho poradce Pokud v oblasti hypot\u00e9k t\u00e1pete, m\u016f\u017eete tak\u00e9 kontaktovat nez\u00e1visl\u00e9ho finan\u010dn\u00edho poradce, kter\u00fd v\u00e1m porad\u00ed, jak se rozhodnout tak, aby pro v\u00e1s a va\u0161i rodinnou finan\u010dn\u00ed situaci bylo takov\u00e9 rozhodnut\u00ed co nejlep\u0161\u00ed a nejv\u00fdhodn\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                            3\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro a proti u fixn\u00edch \u00farokov\u00fdch sazeb hypot\u00e9k","item":"https:\/\/www.pomad.cz\/pro-a-proti-u-fixnich-urokovych-sazeb-hypotek\/#breadcrumbitem"}]}]