[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pomad.cz\/financovani-noveho-vozidla-jake-mate-moznosti\/#Article","mainEntityOfPage":"https:\/\/www.pomad.cz\/financovani-noveho-vozidla-jake-mate-moznosti\/","headline":"Financov\u00e1n\u00ed nov\u00e9ho vozidla – jak\u00e9 m\u00e1te mo\u017enosti?","name":"Financov\u00e1n\u00ed nov\u00e9ho vozidla – jak\u00e9 m\u00e1te mo\u017enosti?","description":"Uva\u017eujete-li o tom, \u017ee si po\u0159\u00edd\u00edte nov\u00e9 auto, mo\u017en\u00e1 \u0159e\u0161\u00edte ot\u00e1zku financ\u00ed. Auto toti\u017e nen\u00ed zrovna levnou z\u00e1le\u017eitost\u00ed. Pokud chcete \u00fapln\u011b nov\u00e9 auto, \u010d\u00e1stka se bude \u0161plhat nahoru v \u0159\u00e1dech stovek tis\u00edc, a klidn\u011b i mili\u00f3n\u016f. Na druhou stranu, kupovat levn\u00e9 auto p\u0159edstavuje takt\u00e9\u017e riziko. Levn\u00e9 je toti\u017e z n\u011bjak\u00e9ho d\u016fvodu. To, co u\u0161et\u0159\u00edte na […]","datePublished":"2023-12-17","dateModified":"2024-01-18","author":{"@type":"Person","@id":"https:\/\/www.pomad.cz\/author\/#Person","name":"","url":"https:\/\/www.pomad.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pomad.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pomad.cz\/wp-content\/uploads\/mathieu-renier-4WBvCqeMaDE-unsplash_1.jpg","url":"https:\/\/www.pomad.cz\/wp-content\/uploads\/mathieu-renier-4WBvCqeMaDE-unsplash_1.jpg","height":0,"width":0},"url":"https:\/\/www.pomad.cz\/financovani-noveho-vozidla-jake-mate-moznosti\/","about":["Web"],"wordCount":430,"articleBody":"        Uva\u017eujete-li o tom, \u017ee si po\u0159\u00edd\u00edte nov\u00e9 auto, mo\u017en\u00e1 \u0159e\u0161\u00edte ot\u00e1zku financ\u00ed. Auto toti\u017e nen\u00ed zrovna levnou z\u00e1le\u017eitost\u00ed. Pokud chcete \u00fapln\u011b nov\u00e9 auto, \u010d\u00e1stka se bude \u0161plhat nahoru v \u0159\u00e1dech stovek tis\u00edc, a klidn\u011b i mili\u00f3n\u016f. Na druhou stranu, kupovat levn\u00e9 auto p\u0159edstavuje takt\u00e9\u017e riziko. Levn\u00e9 je toti\u017e z n\u011bjak\u00e9ho d\u016fvodu. To, co u\u0161et\u0159\u00edte na koupi, mo\u017en\u00e1 pozd\u011bji budete muset zaplatit v servisu, a\u017e se uk\u00e1\u017ee, co v\u0161echno va\u0161e auto pot\u0159ebuje, aby bylo v\u016fbec poj\u00edzdn\u00e9. A pokud se nejedn\u00e1 o nov\u00fd v\u016fz, s reklamac\u00ed u prod\u00e1vaj\u00edc\u00edho v\u011bt\u0161inou neusp\u011bjete.Ale na nov\u00e9 vozidlo v\u011bt\u0161ina lid\u00ed zkr\u00e1tka nem\u00e1 pen\u00edze. V dne\u0161n\u00ed dob\u011b je pro noho rodin t\u011b\u017ek\u00e9 v\u016fbec u\u0161et\u0159it na to, aby si vytvo\u0159ili n\u011bjakou finan\u010dn\u00ed rezervu, nato\u017e pak na\u0161et\u0159it pen\u00edze na koupi n\u011bjak\u00e9ho slu\u0161n\u00e9ho auta. Pokud v\u00e1m auto doslou\u017e\u00ed, m\u00e1lokdo nav\u00edc m\u016f\u017ee \u010dekat n\u011bkolik m\u011bs\u00edc\u016f, ne\u017e si na\u0161et\u0159\u00edte pot\u0159ebnou \u010d\u00e1stku. Auto v\u011bt\u0161ina z n\u00e1s vyu\u017e\u00edv\u00e1 na denn\u00ed b\u00e1zi.Co tedy m\u016f\u017eete d\u011blat? M\u016f\u017eete si za\u017e\u00e1dat ve va\u0161\u00ed bance o p\u016fj\u010dku. P\u016fj\u010dovat si od banky na auto nen\u00ed nic neobvykl\u00e9ho, a v\u011bt\u0161ina bank je p\u0159ipravena v\u00e1m poskytnout po\u017eadovanou \u010d\u00e1stku, ov\u0161em za p\u0159edpokladu, \u017ee m\u00e1te dostate\u010dn\u00e9 p\u0159\u00edjmy, kter\u00e9 jim zaru\u010d\u00ed, \u017ee budete p\u016fj\u010dku schopni spl\u00e1cet. Co ale, kdy\u017e v\u00e1m \u017e\u00e1dost zam\u00edtnou?Dal\u0161\u00ed mo\u017enost\u00ed je pro v\u00e1s auto leasing. Finan\u010dn\u00ed leasing je b\u011b\u017enou v\u011bc\u00ed, kterou poskytuje spousta spole\u010dnost\u00ed. Budete jim spl\u00e1cet pen\u00edze za auto stejn\u011b, jako byste je spl\u00e1celi bance, ov\u0161em s t\u00edm rozd\u00edlem, \u017ee po dobu spl\u00e1cen\u00ed nebudete majitel\u00e9 vozu, pouze si ho budete pronaj\u00edmat. Po skon\u010den\u00ed doby spl\u00e1cen\u00ed bude auto va\u0161e.V\u00fdhodou pro v\u00e1s je, \u017ee leasingov\u00e9 spole\u010dnosti nemaj\u00ed tak p\u0159\u00edsn\u00e1 krit\u00e9ria, jako banka. Je tedy velmi pravd\u011bpodobn\u00e9, \u017ee pokud v bance se svou \u017e\u00e1dost\u00ed o p\u016fj\u010dku neusp\u011bjete, leasingov\u00e1 spole\u010dnost v\u00e1m p\u0159esto \u017e\u00e1dost schv\u00e1l\u00ed, a vy tak z\u00edsk\u00e1te sv\u00e9 vytou\u017een\u00e9 vozidlo. Doba spl\u00e1cen\u00ed u finan\u010dn\u00edho leasingu je stanovena z\u00e1konem, a to na 3 a\u017e 7 let.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Financov\u00e1n\u00ed nov\u00e9ho vozidla – jak\u00e9 m\u00e1te mo\u017enosti?","item":"https:\/\/www.pomad.cz\/financovani-noveho-vozidla-jake-mate-moznosti\/#breadcrumbitem"}]}]